Schwab Alliance

IMPORTANT NOTICE:

Charles Schwab & Co., Inc. ("Schwab") is a registered broker-dealer, and is not affiliated with any advisor(s) whose name(s) appear(s) on this Web site. "RBP Investment Advisors, Inc." is independently owned and operated. Schwab neither endorses nor recommends any particular advisor or investment strategy. "RBP Investment Advisors, Inc." provides investment advisory services for your account. Schwab has agreements with "RBP Investment Advisors, Inc." under which Schwab provides "RBP Investment Advisors, Inc." with services related to your account. Schwab does not review the "RBP Investment Advisors, Inc." Web site, and makes no representation regarding the content of the Web site. The information contained in the "RBP Investment Advisors, Inc." Web site should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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